Banking
Law
For
MJPRU / GJUM / CCSU / MSU / Others
Podcasts Availability:
From 5 October to 23 October
Unit I: Introduction to Banking and the Banking System
-
Nature, Origin, and Development of Banking
-
Evolution of the Banking System in India
-
Types of Banks and Banking Business
-
Introduction to Banking Laws in India
Unit II: Banker-Customer Relationship and Banking Operations
-
Definition of Banker and Customer
-
Types of Accounts
-
Contractual Relationship between Banker and Customer
-
Rights and Duties of Banker and Customer
-
Banker's Lien
-
Banking Services (e.g., agency functions, general utility services)
-
Banker as Borrower
Unit III: Reserve Bank of India Act, 1934
-
Evolution and Objectives of Reserve Bank of India
-
Constitution, Management, and Functions of RBI
-
RBI as Banker's Bank, Regulator, and Advisor to Government
-
Monetary Policy and Credit Control Mechanisms
Unit IV: Banking Regulation Act, 1949
-
Objectives and Scope of the Act
-
Regulation of Banking Business
-
Licensing of Banking Companies
-
Capital, Reserves, and Management of Banking Companies
-
Prohibited Banking Functions
-
Suspension of Business and Winding Up of Banking Companies
-
Application of the Act to Co-operative Banks
Unit V: Negotiable Instruments Act, 1881
-
Meaning, Definition, and Kinds of Negotiable Instruments (Promissory Note, Bill of Exchange, Cheque)
-
Parties to Negotiable Instruments
-
Indorsement: Types and Effects
-
Negotiability and Assignability
-
Holder and Holder in Due Course: Rights and Privileges
-
Presentment of Negotiable Instruments
-
Dishonour of Negotiable Instruments: Notice of Dishonour, Noting and Protest
-
Criminal Liability of Drawer (Sec. 138 of NI Act)
-
Rights and Liabilities of Paying Banker
-
Rights and Liabilities of Collecting Banker, Protection to Paying and Collecting Banker
Unit VI: Financial Regulations and Modern Banking Practices
-
Foreign Exchange Management Act (FEMA), 1999: Objectives, Scope, Commencement, Contravention, Penalties, Adjudication, Appeal Mechanism, Role of Directorate of Enforcement
-
Prevention of Money Laundering Act (PMLA), 2002: Objectives, Key Concepts (Money Laundering, Proceeds of Crime), Obligations of Banking Companies under PMLA, Authorities, Offences, and Penalties
-
Payments Systems, Digital Banking Systems and E-Commerce: Evolution and Overview of Payment Systems, Legal Framework for Digital Transactions, E-commerce and Banking Interfaces
Unit VII: Debt Recovery and Enforcement Mechanisms
-
Securitization and Reconstruction of Financial Assets and Enforcement of Security Interest Act (SARFAESI Act, 2002): Objectives and Scope, Securitization and Asset Reconstruction, Enforcement of Security Interest, Rights of Borrowers and Secured Creditors
-
Debts Recovery Tribunal (DRT) and Debts Recovery Appellate Tribunals (DRAT): Establishment and Jurisdiction, Procedure for Debt Recovery, Appeals
knacademy.in
The Kesari Nandan Academy
Follow Us
Copyright © 2022-2026 The Kesari Nandan Academy
TM